Corporate Credit Risk Analyst-Top Chinese Bank

The Credit Risk Analyst is responsible for performing credit analysis, research, risk assessments and recommendations on new lending in accordance with policy and procedures. Their primary objectives are:
  • Assessing risk in new applications and existing portfolios by gathering independent credit reviews;
  • Processing and reviewing applications and independent recommendations;
  • Obtain final credit approvals from Senior Management and Head Office.
RESPONSIBILITIES

  • Review new credit application
  • Conduct credit due diligence including but not limited to credit structure, business, financial, sensitivity, industry analysis and conclude credit recommendations to Credit Committee members;
  • Conduct post-approval management including Consent, Variation & Waiver request, Periodic and Annual Review in accordance with Branch Credit Policy and Procedures;
  • Liaise with CRO, Head of RMD, Credit Manager, Corporate Banking Department and other external stakeholders to clarify and gain in-depth understanding of proposals and their inherent risks;
  • Liaise with Head Office Credit Approval Department, Risk Management Department or other relevant departments to facilitate/ coordinate credit application, reporting or system development process;
  • On-going post-Approval Monitoring of the Branch’s credit portfolio;
  • Assist  in monitoring and coordinating internal and external audit, 
  • Assist in monitoring and coordinating APRA Credit Review. 
EXPERIENCE, QUALIFICATIONS SKILLS & ABILITIES
  • Bachelor degree in Commerce, Finance or other related business studies;
  • 2-3 years’ experience within a similar role in Corporate/Institutional Banking;
  • Attention to detail, high degree of accuracy;
  • Good understanding and familiarity with Corporate Banking documentation and legal agreements;
  • Good command of English and Chinese;

If this sounds like the opportunity you have been looking for, then we’d love to hear from you. Please email a copy of your Cover Letter and CV to jillian.xu@brilliantalent.com.au. 


*Only shortlisted candidates will be contacted
** Applicants must be physically located in Australia
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