Senior Data Scientist (Credit Risk)

Senior Data Scientist – Credit Risk & Loss Modelling

Location: Sydney |

Salary: Up to $200k + Super + Bonus

The Role:
Join a high-growth financial services brand driving real AI and data transformation. This is production-first work, not experimentation. You’ll own credit risk, loss forecasting, and pricing models that directly influence mortgage and asset finance portfolios.
What You’ll Do
  • Own and productionise credit risk and loss models, including pricing and portfolio optimisation
  • Maintain and improve existing models, monitoring performance and retraining where needed
  • Work with mortgage, consumer, and commercial finance data to drive real-world outcomes
  • Partner with credit, risk, and product teams to embed models into daily decisioning
  • Optimise model performance across CoreLogic-style datasets and internal product data
  • Deliver actionable insights and robust BAU pipelines that impact business performance
What We’re Looking For
  • Proven experience in credit risk modelling, loss forecasting, or pricing
  • Strong skills in statistical modelling, ML, and production deployment
  • Experience with mortgage, consumer, or commercial lending data
  • Comfortable with model monitoring, retraining, and lifecycle management
  • Ambition to progress into a Principal Data Scientist / technical authority role
Why This Role Stands Out
  • Focus on real-world BAU modelling, not PoCs or theory
  • Direct impact on credit strategy, pricing, and portfolio performance
  • Exposure to enterprise AI-enabled decision systems
  • Clear progression to senior/principal technical leadership
Sydney Based - Hybrid

Feel free to email directly - Bendavies@preacta.com
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